Benefit Summary for City of Commerce Full-Time Employees

The following information is a brief description of benefits available for full-time employees. (For part-time employee benefits please click here: Part-Time Employee Benefits. To view Executive Management benefits, please click here: Executive Management Fringe Benefits).

 Health Benefits

City paid Medical up to a cap of the monthly premium for employees and eligible dependents. Employees may choose from the following insurance plans:

• • Blue Shield Access +	Health Net Salud y Mas
    Blue Shield Trio HMO	UnitedHealthcare Signature Value Alliance
    Anthem Select HMO	UnitedHealthcare Signature Value EPO   Harmony
    Anthem Traditional   HMO	PERS Platinum
    Kaiser of California	PERS Gold

  • Health Net Smart Care

Vision Coverage Provided by VSP (Vision Service Provider)

The City pays 100% of the monthly premium for employees and eligible dependents. This benefit includes one eye exam, one pair of lenses and a one-year supply of contact lenses per year.

Dental Coverage Provided by UMR

The City pays 100% of the monthly premium for employees and eligible dependents. The maximum benefit per calendar year per covered person is $2,000. The lifetime maximum benefit for orthodontic expenses per covered person is $3,000.

Life Insurance

Every full-time employee is provided Term life insurance equal to his/her annual salary with a maximum of $150,000.

Short-Term Disability Standard Insurance

Full-time employees must be employed a minimum of 30 days prior to receiving short-term disability benefits. There is a 29-day waiting eligibility period, and the maximum allotted time period is 180 days.

Long-Term Disability Standard Insurance

Coverage begins when an employee’s disability period exceeds the 180th day timeline under short-term disability. The maximum allotted time period is determined by age when the disability begins.

Public Employers Retirement System (PERS) Retirement Benefit

Effective July 1, 2013, NEW CalPERS employee members will commence paying an employee contribution of 6.75%. A new employee who is not a member of CalPERS or is a former CalPERS member who has been out of CalPERS for six (6) months or more will be eligible to enroll in the City’s 2% @ 62 Defined Benefit Pension Plan.
Effective July 1, 2014 "Classic" CalPERS employee members will be eligible to enroll in the City's 2% @ 55 CalPERS Retirement formula and will contribute a 7% employee contribution towards CalPERS Defined Benefit Pension Plan.
Cost sharing for all full-time employees towards the City's required employer contribution to the Public Employees’ Retirement System (PERS) Retirement Benefit shall be ten and a half percent (10.5%) of compensation. These amounts represent sharing the cost of the City's employer PERS contributions and are not inclusive of statutory employee contributions.
See the CalPers Retirement Plan booklet or visit their website for more detailed and valuable plan information, including a retirement benefit calculator.

Deferred Compensation

The City contributes $25 per pay period and shall match an employee’s deferred compensation in an amount not to exceed 3% of the employee’s gross salary contribution per pay period.

Employee Assistance Program (EAP)

The City pays 100% of the monthly premium for employees and eligible household members. Service is available 24 hours a day, 365 days a year by calling (888) 293-6948. This free and confidential brief counseling and referral service is designed to help employees and their household members resolve personal matters that may impact their work or home life.

Easy Eight Trip Reduction Program

Employees are eligible to participate in the Easy Eight Trip Reduction Program. Employees who carpool eight (8) days in a month are eligible to receive $25 per month for ridesharing / carpooling.

Additional Benefits

• 12 paid annual holidays
• Administrative leave: The City offers 80 hours of administrative leave per year for exempt employees
• Aflac and Colonial insurance: This is available to employees at employee cost
• City offers Pre-Tax flexible spending accounts, up to a maximum of $2,500 each per year
• Credit Union: City employees are eligible to join the F&A Federal Credit Union
• Flexible work schedules
• Generous vacation, sick leave and bereavement leave
• City participates in Social Security